Terms & Conditions
Welcome
Welcome to the website of AMG Insurance Group (“AMG,” “we,” “us”), a family-owned, independent insurance agency located at 16600 18 Mile Rd, Clinton Township, Michigan 48038. By using insuranceamg.com (the “Site”) or our services, you agree to these Terms. If you do not agree, please do not use the Site.
Who we are
AMG Insurance Group is a licensed insurance agency offering individual and family health, life, Medicare, business, and related insurance products. We are an independent agency: we help you compare and apply for policies issued by third-party insurance carriers. We are not an insurance carrier and do not issue policies ourselves.
Informational purposes only
Content on the Site — including plan descriptions, blog articles, and FAQs — is provided for general information. It is not insurance, legal, tax, or financial advice, and it does not modify the terms of any insurance policy. The terms of your coverage are governed solely by the policy documents issued by the insurance carrier.
Quotes, applications, and coverage
Quotes provided through the Site or by our agents are estimates and are not a guarantee of coverage or price. All applications are subject to the issuing carrier’s underwriting and eligibility requirements. Coverage begins only when the carrier issues the policy and any required premium is paid — not when you submit an application or request a quote. You are responsible for the accuracy and completeness of the information you provide; inaccurate information can affect eligibility, pricing, or claims.
Licensing
AMG Insurance Group and its agents are licensed to sell insurance in the states in which we do business. Products and plans referenced on the Site may not be available in every state or to every applicant. Nothing on the Site is an offer to sell insurance in any state where we are not licensed.
Communications and text messaging
By providing your contact information through the Site, you agree that we may contact you by phone or email about the products and services you inquired about. Text messaging is opt-in only and governed by the terms in our Privacy Policy (insuranceamg.com/privacy): transactional service messages only, message frequency varies, message and data rates may apply, reply STOP to opt out or HELP for help, and consent to texts is never a condition of purchase.
Scheduling and secure forms
The Site may link to appointment scheduling and secure intake forms. Secure form links sent to you are personal — do not share them. Never send sensitive information such as Social Security numbers or bank details by regular email or text message; we collect such information only through the secure channels we provide.
Acceptable use
You agree not to misuse the Site — including attempting to gain unauthorized access to any system or data, interfering with the Site’s operation, submitting false information, or using the Site’s content or tools for any unlawful purpose.
Intellectual property
The Site and its content — text, graphics, logos, and images — are owned by AMG Insurance Group or its licensors and are protected by copyright and trademark law. You may view and print pages for personal, non-commercial use; any other use requires our written permission. Carrier names and logos are the property of their respective owners and appear only to identify the carriers we work with.
Third-party sites and services
The Site may link to third-party websites (such as carrier sites, enrollment platforms, or scheduling tools) for convenience. We do not control and are not responsible for their content, availability, or privacy practices; your use of them is governed by their own terms.
Disclaimers
The Site is provided “as is” and “as available.” While we work to keep information accurate and current, we make no warranties about the completeness, accuracy, or availability of the Site or its content. Plan availability, benefits, and pricing change; the issuing carrier’s official documents always control.
Limitation of liability
To the fullest extent permitted by law, AMG Insurance Group will not be liable for indirect, incidental, or consequential damages arising from your use of the Site. Nothing in these Terms limits any liability that cannot be limited under applicable law, or affects your rights under an issued insurance policy or applicable insurance regulations.
Governing law
These Terms are governed by the laws of the State of Michigan, without regard to conflict-of-law principles. Any dispute arising from use of the Site will be resolved in the state or federal courts located in Michigan, unless applicable law provides otherwise.
Changes to these Terms
We may update these Terms from time to time. The current version will always be posted on this page with its effective date, and continued use of the Site after changes are posted constitutes acceptance.
Contact us
AMG Insurance Group · 16600 18 Mile Rd, Clinton Township, Michigan 48038 · Phone: +1 (248) 592-0080 · Email: info@insuranceamg.com
